I am interested in learning about the debt collection process in the USA, including the different stages from initial notices and negotiations with the debtor to formal legal proceedings and enforcement. What are the laws and regulations that govern debt collection in the USA, such as the Fair Debt Collection Practices Act (FDCPA), and how do they protect consumers from harassment or abuse? How do debt collection agencies operate within these legal boundaries, and what is the statute of limitations for different types of debts in the USA? Additionally, how are foreign creditors able to enforce judgments in U.S. courts?
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